About National Debt Forgiveness

National Debt Forgiveness is a U.S.-based debt resolution company based in Irvine, CA. We help everyday consumers resolve unsecured debt — primarily credit cards, personal loans, and medical bills — through negotiated settlement programs.

Our team works one-on-one with each client to build a realistic monthly plan, negotiate with creditors on their behalf, and get them to a real payoff date. We are not a lender and not a law firm. We do not make loans, provide legal advice, or offer credit repair services.

Our commitments

• No upfront fees, ever — we only get paid when we settle debt on your behalf.
• Straight answers about whether our program is right for you before you enroll.
• Plain-language explanations of every fee, timeline, and trade-off.
• U.S.-based support staff you can actually reach by phone and email.

Company information